Grange Mutual Casualty Company v. World Harvest Church, Case No. 2014-1161

Tenth District Court of Appeals (Franklin County)

ISSUES:

-Does an abuse or molestation exclusion clause from a commercial insurance policy permit an insurer to deny coverage for any damages assessed against a company and its employees in a lawsuit claiming a form of abuse?

-If the exclusion does not specifically exclude damages imposed on the employer held responsible for the acts of its employee, does the insurer have to pay the damages claim?

-If the insurer must pay the company's claim for damages based on the act of the employee, does it also have to pay the entire attorney fees and post-judgment interest award assessed in a lawsuit against the employer and the employee?