EMOI Services LLC v. Owners Insurance Company, Case No. 2021-1529
Second District Court of Appeals (Montgomery County)
ISSUES:
- Does a businessowner's property insurance policy that covers "direct physical loss or damage to property" include losses from a ransomware attack?
- To avoid a claim of acting in bad faith, must an insurer secure an expert opinion before making a coverage decision?
August 2, 2022