What Rate Must Auto Insurer Pay Based on Policy's Medical Coverage?

Grange Indemnity Insurance Co., et al. v. Phillip Laboy et al., Case no. 2014-0708

Eighth District Court of Appeals (Cuyahoga County)

ISSUES:

Is an auto insurer providing medical coverage in its policy obligated to pay for medical care at the coverage rate negotiated by the insureds' health insurance company?

Did the appeals court err when it ordered more fact-finding about the meaning of the medical payments coverage language in the auto insurance policy?

Editor's Note: While the case docket lists one party as "Philip" Laboy, the briefs from those involved in the case spell his name "Phillip."